One Liberty Plaza, Suite 2301 · New York, NY 10006 (646) 713-1008
Mallon Consumer Law

New York Consumer Protection Attorney

Banks Made a Mistake With Your Money. We Make Them Fix It.

Credit reporting errors. Unauthorized charges. Fraudulent transfers. When financial institutions won't listen, attorney Kevin Mallon has spent 25 years making them. No upfront cost — we get paid when you do.

4.7/5 Stars (26 Reviews) 25+ Years Experience No Fee Unless We Win

Free 15-minute consultation · No obligation

25+
Years Fighting for Consumers
$0
Upfront Cost to You
15 min
Free Consultation
4.7/5
Client Rating

You Shouldn't Have to Fight Your Own Bank

You check your credit report and find errors you didn't cause. Your credit card company won't reverse charges you never made. Money disappears from your account and your bank says there's nothing they can do.

These institutions have teams of lawyers. They count on you giving up. They drag out disputes, send form letters, and hope you'll go away.

That's where Kevin Mallon comes in. 25 years of holding banks, credit bureaus, and debt collectors accountable under federal consumer protection law.

How We Help You Fight Back

Federal law gives you powerful rights against financial institutions. We enforce them.

Credit Reporting Errors

Wrong balances. Accounts that aren't yours. Debts you already paid showing as outstanding. Credit bureaus are required by law to investigate and correct errors — but they often don't until an attorney gets involved.

Fair Credit Reporting Act (FCRA) · No fee unless we win

Credit Card Billing Errors

Unauthorized charges. Disputed transactions your card company refuses to fix. Billing errors that damage your credit score. The Fair Credit Billing Act gives you specific rights — and deadlines to act.

Fair Credit Billing Act (FCBA) · No fee unless we win

Fraudulent Bank Transfers

Money taken from your account without authorization. Wire fraud. Unauthorized electronic transfers. Your bank has legal obligations to protect you and to make it right when they fail. We enforce those obligations.

Electronic Fund Transfer Act (EFTA) · No fee unless we win

Attorney to Sue a Bank

When your bank refuses to listen, a lawsuit gets their attention. Kevin Mallon has spent 25 years taking on banks, credit bureaus, and financial institutions — and winning. Federal law is on your side.

Federal consumer protection laws · No fee unless we win

What Our Clients Say

4.7 out of 5 from 26 verified reviews

"Kevin secured a 'best case scenario' outcome for me in short order. His expertise in consumer protection law is exceptional and I would highly recommend him."

Matt Sessa

Verified Review

"Kevin helped me against unfair debt collection practices and erroneous credit reporting. He was thorough, responsive, and genuinely cared about getting the right result."

Gabriel Etrata

Verified Review

"Kevin was able to get the collection company as well as the two credit bureaus to admit to their mistake. His knowledge of consumer protection law made all the difference."

Dave Butler

Verified Review

How It Works

Three simple steps. No upfront cost. No obligation.

1

Free 15-Minute Consultation

Call or fill in the form below. Tell us what happened. We'll let you know if you have a case — in plain English, not legal jargon.

2

We Build Your Case

Kevin reviews your documentation, identifies violations of federal law, and builds a strategy to hold the institution accountable.

3

We Fight. You Get Paid.

Whether through settlement or court, we pursue the maximum recovery. You pay nothing unless we win your case.

Kevin C. Mallon, Esq.

Your Attorney

Kevin C. Mallon, Esq.

For over 25 years, Kevin has represented consumers against banks, credit bureaus, credit card companies, and debt collectors. He's not a general practice attorney who dabbles in consumer law — it's all he does.

Based in Lower Manhattan at One Liberty Plaza, Kevin provides one-on-one personal attention to every client. When you call his office, you speak directly to him — not a receptionist, not a paralegal, not a call center.

25+
Years in Consumer Protection Law
FCRA
Fair Credit Reporting Act Specialist
FDCPA
Fair Debt Collection Practices Act
FCBA
Fair Credit Billing Act
Speak Directly With Kevin

Think You Have a Case?

The consultation is free. The call takes 15 minutes. And you'll know exactly where you stand.

Frequently Asked Questions

How much does it cost to hire a consumer protection attorney?
Nothing upfront. We work on a contingency basis, which means we only get paid if you win your case. The initial 15-minute consultation is completely free, and there's no obligation to proceed.
What counts as a credit reporting error?
Any inaccurate information on your credit report that the bureaus fail to correct after you've disputed it. This includes wrong account balances, debts that aren't yours, accounts opened fraudulently in your name, debts already paid showing as outstanding, and mixed files (someone else's information on your report). Under the Fair Credit Reporting Act, bureaus have 30 days to investigate and correct errors.
Can I really sue my bank?
Yes. Federal consumer protection laws give you specific rights against financial institutions. If your bank has allowed unauthorized transfers, failed to investigate fraud, or violated your rights under the Electronic Fund Transfer Act or other federal statutes, you have grounds for legal action. Kevin Mallon has spent 25 years doing exactly this.
How long does a consumer protection case take?
It depends on the complexity and the institution involved. Some cases settle within a few months once the institution's legal team realizes a consumer attorney is involved. Others go to court. During your free consultation, Kevin will give you a realistic timeline for your specific situation.
Do I have to be in New York to work with you?
Kevin primarily serves clients in the New York City metro area, including Manhattan, Brooklyn, Queens, the Bronx, Staten Island, Long Island, and Westchester County. Many consumer protection cases can be handled remotely after the initial consultation.
What should I bring to the consultation?
Any documentation related to your issue: credit reports showing the errors, bank statements showing unauthorized transfers, correspondence with the institution, dispute letters you've sent, and any responses you've received. The more documentation you have, the faster Kevin can assess your case.

Get Your Free Consultation

Tell us what happened. Kevin will personally review your situation and let you know if you have a case. No cost. No obligation. No pressure.

Call Directly

(646) 713-1008

Office

One Liberty Plaza, Suite 2301
New York, NY 10006

No obligation · Typically responds within 24 hours

Call (646) 713-1008 — Free Consultation